[WayneD]

Becuase of what happened to Milan's Rod and reel I am thinking about insuring my kayak incase it gets stolen or even worse flies off the roof of my car at 100km/hr

Just wondering if anyone has their kayak insured through their home and contents or any other kind of insurance?

 

[RedPhoenix]

Unfortunately, due to the change in ownership of this web site and the lack of response by the owners to my requests to remove my email address from all administrative-level notifications and functionality, I have decided to remove my posts on AKFF. Thank you for the great times, the fantastic learning experiences and the many many fish. If you are desperate for the old content of this particular post, it is available below base64 encoded and bzip2 compressed.

Red.

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[Guest]

Hey Wayne,

I think it will depend on who you insure with, and it pays to shop around

When I first got my two kayaks I spoke to CGU who informed me that I would need to take out a Marine Insurance Policy (same as a stink boat) :shock: to get cover as they were not covered in my home and contents policy (and were also not covered with Personal Effects Cover).

I then spoke to NRMA, with whom we now have Blue Ribbon Home & Contents Insurance, who said I could have the kayaks insured anywhere in Australia as part of their optional Personal Effects Cover, as they fell under the classification of Sporting Goods. Because of the combined value all I had to do was specify them on the policy along with their respective values (inc accessories) and they would be covered against accidental damage/fire/theft, etc.

We found this method of insurance much cheaper than the stand alone Marine Insurance Policy.

We travel alot with the kayaks on the back of our Camper Trailer, so it was pretty important to me to have them covered as they are often left unattended near our campsite, or beside the trailer overnight.

I still lock them up using a SnakeLoc and remove my electronics whenever I am going away for any length of time, but I dont really worry about leaving them unattended anymore

 

[Dodge]

Wayne

Mine are insured in a smilar way to Dallas, as an extension of the House and Contents policy, to cover both yaks was only $14 extra per year from memory.

Of interest the girl who adjusted the policy on the phone, had lost 2 canoes off their car roof at highway speed

 

[Jebster]

Hi guys,
I am heading off to Illuka 2morrow for a few days with the family, and my rods. I thought after my mates had $3000 worth of gear ripped off the other w'end down the Tweed I thought I better get my Yaks insured. I got onto a guy at Suncorp 2day, and I got my Yaks insured for $3000, and I have a $50.00 excess and all it cost me to have them insured is $36.00 for 12 months . I was very happy for that price, so now I can rest a bit easier, later.
Jebster...

 

[YakAtak]

That's good value peace of mind Jebs, have fun in Iluka mate, we wanna see pics of huge jewies and monster flatties. :twisted: